Introduction

Welcome to 4topic.com. By accessing and using our website, you agree to comply with the following Terms of Use. These Terms govern your relationship with the site and apply to all visitors, users, and anyone who accesses the site. Please read these Terms carefully before using our services.

Acceptance of Terms

By visiting and using 4topic.com, you confirm that you are at least 18 years old, or that you are using the site under the supervision of a parent or guardian. If you do not agree with these Terms, you should stop using this site immediately.

Use of Content

All articles, images, graphics, and other materials on this website are provided for informational purposes only. The content does not constitute professional advice in areas such as finance, law, health, or technology. You are solely responsible for how you use the information.

Intellectual Property Rights

Unless otherwise noted, all content published on 4topic.com is owned by us or licensed to us. This includes articles, graphics, design, and logos. You may not copy, reproduce, republish, or distribute our content without prior written permission.

User Obligations

You agree not to:

• Upload or transmit viruses, malware, or harmful code.

• Engage in unlawful activity through the website.

• Attempt to interfere with the website’s functionality.

• Use our site for spamming or unsolicited advertising.

Third-Party Links

Our website may include links to third-party websites. These are provided for convenience only. We are not responsible for the content, policies, or services offered by third-party websites.

Limitation of Liability

We make every effort to ensure the accuracy of information, but we do not guarantee it. 4topic.com is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this site.

Indemnification

You agree to indemnify and hold harmless 4topic.com, its team, and affiliates from any claims, damages, or expenses resulting from your misuse of the site.

Governing Law

These Terms are governed by the laws of New Zealand. Any disputes shall be resolved under the jurisdiction of New Zealand courts.

Updates to Terms

We may update these Terms at any time. Continued use of the site after updates indicates your acceptance of the new Terms.

Contact Us

For questions about these Terms, please contact: [email protected]